Voluntary accident insurance, also known as accidental injury insurance, is a type of supplemental insurance that provides coverage for medical expenses and other costs related to accidental injuries. It is typically offered as an optional benefit by employers, allowing employees to choose whether they ...
An umbrella policy is a proactive move for anyone looking to protect their finances from the uncertainties of life. While your auto, home or renters insurance policy provides liability coverage, some situations can fall outside of basic policy coverage — and that can get costly very fast. Bankr...
» MORE: What is life insurance and how does it work? What is AD&D insurance? AD&D insurance combines two types of coverage: an accidental death policy that pays out if you die in an accident, and a dismemberment policy that pays out if you have a serious injury such as losing a ...
I've heard of accidental death insurance as an option for people who might not qualify for life insurance because of their health status. Actually, the place I heard of that was on the TV show The West Wing - the president didn't want anybody to know he had multiple sclerosis, so he ...
Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered peril. However, for high-value items like jewelry, fine art or musical instruments, you’ll like...
Covered benefits will usually include emergency medical evacuation/repatriation, accidental death and dismemberment and 24-hour assistance. Other trip insurance protections will be limited, and the policy will be cheaper than a comprehensive travel insurance plan because of reduced coverage for other ...
Common conditions that may qualify for short-term disability insurance include:3 Severe illnesses that impact your ability to work, such as arthritis, cancer, or a heart attack or stroke Accidental injuries that temporarily make it difficult to perform your job duties, such as musculoskeletal issues...
Rental truck insurance varies by company, but it generally covers truck damage, third-party damage and injuries, cargo protection for accidental damage, and personal accident/injury. If you’re renting a truck as part of a DIY move, this type of insurance is something to consider, as it help...
Life insurance, like mortgage protection insurance, is optional coverage you can purchase independently of your mortgage. MPI vs. USDA guarantee fees USDA loans require borrowers to pay what’s known as a “guarantee fee,” which helps offset the cost of loan repayment in case of default. This...
Accidental death and dismemberment coverage can provide benefits to you or your beneficiaries if you lose a body part or die while on a trip. Rental car insurance Rental car insurance can help protect you from paying for things like collision damage, towing, repairs, theft or other problems. ...