Blanket additional insured endorsements do not require the named insured to identify the additional insured by name. Instead, the named insured will provide a general description of the type ofgroups that it wa
Common home insurance endorsements Talk to your insurer if you have concerns about problems your policy doesn’t cover. In many cases, you can pay for endorsements — or add-ons to your policy — that offer more coverage. Below are a few of the most common home insurance endorsements. Note...
In addition to the six basic coverage options listed above, there are other endorsements you may be able to add to your policy for additional financial protection. The most common type of homeowners policy, the HO-3, covers your dwelling and other structures on an “open perils” basis, but...
A declarations page may also show additional types of coverage, often called endorsements or riders. These are optional types of coverage that you’ve added to your policy. For example, they might include identity theft insurance or coverage for water damage from backed-up drains. Your deductibl...
Two major things are not covered by dwelling fire policies: theft andliability. If you want these two things covered, you’ll need to purchase policy add-ons, called endorsements. Vandalism is a covered policy peril; however, it may not apply if the building has been vacant for more than ...
There are more than 30 types of Additional Insured Endorsements, all for different situations. You need to make sure the policy includes the right one and that you qualify for coverage under it. Some endorsement forms are “blanket” in nature. Some require that the Additional Insured’s name...
arenotcovered in your policy, like certain natural disasters. This additional coverage is called an endorsement, and you can usually add endorsements to your policy whenever you want — it doesn’t have to be at the time of purchase. Below are common endorsements people add to their policies:...
26 Green Endorsements AIG offers Upgrade to Green® endorsements that support the energy transition by adding coverage for the increased cost of repairing or replacing covered property damaged by a covered cause of loss using materials, equipment and/or methods that are recognized as being "green....
uninhabitable. When a rental unit becomes temporarily uninhabitable due to damage from a covered event, ALE coverage helps cover the additional living expenses incurred by the tenants, such as hotel bills, restaurant meals, and other necessary costs while they are unable to reside in the rental ...
So, as an “Additional Insured,” are “you” covered for liability arising out of “your” acts or omissions? Now, today’s story (from a May, 2017 decision out of the United States District Court for the Southern District of Georgia). A customer was injured when she slipped and fell...