unsecured loan和secured loan意思和区别.不要只翻译他们字面意思. 相关知识点: 试题来源: 解析 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度...
unsecured loan 指无抵押贷款。secured loan 指有抵押贷款。无抵押贷款,又称无担保贷款,或者是信用贷款。不需要任何抵 押物,只需身份证明,收入证明,住址证明等材料、向银行申请的贷款,银行根据的是个人的信用情况来发放贷款,利率一般稍高于有抵押贷款,客户可根据个人的具体情况来选择贷款年限,然后跟银行签订合同,有保...
unsecured loan 指无抵押贷款。secured loan 指有抵押贷款。无抵押贷款，又称无担保贷款，或者是信用贷款。不需要任何抵 押物，只需身份证明，收入证明，住址证明等材料、向银行申请的贷款，银行根据的是个人的信用情况来发放贷款，利率一般稍高于有抵押贷款，客户可根据个人的具体情况来选择贷款年限，然后跟...
A secured loan is backed by a high-value asset, while an unsecured loan is not. This can affect interest rates, how much you borrow and for how long.
A secured loan may sound good, especially if you need a larger amount, but it can have some serious downside. Some of the disadvantages include: You could lose your collateral (such as your car or your house or other property) if you default on your loan. ...
With secured loans, on the other hand, credit requirements may be lower. The borrower offsets the lender’s risk by putting an asset on the line. Should you get an unsecured or secured loan? Which loan type is better depends on your need, financial history and credit score. Since secured...
答案解析 查看更多优质解析 解答一 举报 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度 解析看不懂?免费查看同类题视频解析查看解答 ...
What Are the Potential Advantages of a Secured Loan? Although secured loans require collateral to be pledged as security for the loan, there may be some benefits to consider. More favorable loan terms:You may be better positioned to obtain a longer term or a better interest rate when you hav...
What is a secured loan? A secured loan is a loan backed by collateral. The most common types of secured loans are mortgages and car loans, and in the case of these loans, the collateral is your home or car. But really, collateral can be any kind of financial asset you own. And if...
Are you thinking about getting a loan but feeling confused by all the options? Whether a loan is secured or unsecured is one of the most crucial factors to take into account. While both types of loans can give you the money you need, some significant distinctions between them could have a...