【解析】unsecured loan指无抵押贷款。secured loan指有抵押贷款。无抵押贷款,又称无担保贷款,或者是信用贷款。不需要任何抵押物,只需身份证明,收入证明,住址证明等材料、向银行申请的贷款,银行根据的是个人的信用情况来发放贷款,利率一般稍高于有抵押贷款,客户可根据个人的具体情况来选择贷款年限,然后跟银行签订合同,有...
unsecured loan和secured loan意思和区别.不要只翻译他们字面意思. 相关知识点: 试题来源: 解析 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度...
答案解析 查看更多优质解析 解答一 举报 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度 解析看不懂?免费查看同类题视频解析查看解答 ...
While secured and unsecured are alike in that you have to repay the loan over a period of time, there’s one key difference. With a secured loan, you must provide collateral (a valuable asset such as a home or car) as security in case you can't pay back your loan. Unsecured loans,...
When considering your credit options, you might have to decide between asecured and unsecured loan. Secured loans require that you offer up something you own of value ascollateralin case you can't pay back your loan, whereas unsecured loans allow you borrow the money outright (after the lender...
A secured loan is backed by a high-value asset, while an unsecured loan is not. This can affect interest rates, how much you borrow and for how long.
Which loan type is better depends on your need, financial history and credit score. Since secured loans will often have lower interest rates and higher borrowing limits, they may be the best option if you’re confident about being able to make timely payments. That said, an unsecured loan ma...
What is the advantage of an unsecured loan? The main advantages of an unsecured loan include: You don’t have to leverage any of your assets to secure funds. Your loan approval may be completed faster because there are no assets to evaluate. ...
Secured Loan与Unsecured Loan的区别(担保贷款与无担保贷款的区别) 担保贷款与无担保贷款在多个方面存在显著差异: 抵押品要求:担保贷款要求借款人提供抵押品作为担保,而无担保贷款则无需提供抵押品。这是两者最显著的区别之一。 风险与利率:由于担保贷款的风险较低,其利率通常也较低。而无担...
On the other hand, if your plan is to borrow money to pay rent or settle a small health bill, a personal, unsecured loan is the right fit. Do You Have Any Collateral? If you already own a home or a car, you can use either as collateral for a secured loan. But if you don’t ...