Balance Transfer Credit Cards - Reviews A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up. By moving a balance ...
Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls.
If you think you may end up carrying a balance at some point, consider a credit card that offers no interest on balance transfers for a set period of time — this can range from six months to up to 21 months. During theintroductory 0% APR period, you can pay off debt without paying...
BankAmericard® credit card 4.6/5Best for Long intro period + straightforward benefits 0% intro APR on Purchases for 18 billing cycles and 0% intro APR on Balance Transfers for 18 billing cycles for any balance transfers made in the first 60 days 15.24%-25.24% Variable APR N/A Apply ...
Why you might want the Discover it® Balance Transfer card Discover it® Balance Transfer is an excellent choice if you want to pay off a credit card debt over an extended period and still get cash back on new purchases. The card has one of the longest introductory APR periods available...
6. Pay Off Your Debt If you received checks or a deposit, use them to pay down your credit card balance. Ideally, you should pay off all of your high-interest credit card debt, especially if you've got a great promotional period where you're not being charged any interest. ...
Benefits Of Owning A Best Balance Transfer Credit Card Here are some important benefits and things to note when making a balance transfer to a new 0% intro APR credit card. Credit card debt is one of theworst types of debtto pay. So please pay off your credit card balance each month. ...
If the transfer fee is 3%: Don't transfer if you can pay off the balance in 4-5 months or less. If the transfer fee is 5%: Don't transfer if you can pay off the balance in 7-8 months or less How do you avoid paying interest on a credit card?The only way to truly avoid pay...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...
A balance transfer card is an important tool to help pay off credit card debt. These cards enable you to move high-interest debt to a new credit card that won’t charge interest for a year or more. Some of the top cards offer a 0% intro APR well into 2026. Here is our list of ...