After getting approval for a card with a 0% interest balance-transfer offer, determine whether the 0% rate is automatic or depends on a credit check. The next step is deciding which balances to transfer; cards with high interest rates should come first. (The balance doesn’t have to be i...
A balance transfer credit card is ideal for avoiding interest while you pay down credit card debt. Many credit cards offer 0% APR balance transfers for an introductory period of time – generally 12 to 18 months – upon sign-up. By moving a balance from a high-interest credit card to a...
Balance transfers made within the first 120 days qualify for an intro transfer fee of 3% of the amount transferred, after that, a 5% fee of the amount you transfer applies ($5 minimum). [ Return to card summary ] Check out CNBC Select's best 2% cash-back credit cards....
The Citi Double Cash® Card is also a solid alternative to the Active Cash if you want a slightly longer balance transfer offer or the ability to transfer your points (in this case, to the Citi Premier card). Bottom line: This is one of the best credit cards for anyone looking for ...
Access great rewards.There are many popular, highly rated credit cards that offer 0% intro APRs on balance transfers alongside excellent cash back rewards programs. Get debt free faster.In order to achieve financial independence and a comfortable retirement, you have to build savings, invest, and...
The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a balance transfer card with a 0% introductory rate can save you hundreds, or even thousands, of dollars in interest and ...
You also get an extra-big window — up to 90 days — to transfer balances and take advantage of that offer. But there’s a hefty balance transfer fee and no rewards. Consider it solely for paying off existing debt.Business credit cards with intro APR periods for balance transfers are ...
Discover U.S. News' picks for the best balance transfer cards. Find the best 0% APR and low interest card offers to save money and pay off your debt.
Travel Rewards Categories 0% APR Balance Transfers EMV Cards High Limit Low Interest No Annual Fee No Foreign Transaction Fees Rewards Cards Small Business Student Cards Issuers American Express Bank of America Chase Capital One Citi Wells Fargo...
How to use a balance transfer card Before you take advantage of a balance transfer offer, there are some things you should keep in mind: Transfers can't be made between cards from the same bank. For example, if you have a Chase card, you can't transfer debt to another Chase card. Yo...