定期寿险「Term Life Insurance」是一种在一定期限内,如5年、10年、20年,为投保人提供寿险保障的人寿保险产品。在这个时期结束后,投保人可以选择是否延续这份定期寿险(续保时保费会变高)或者让保单终止。 定期寿险的几个特点: - 保费低 - 通常可以续保 - 保单没有现金价值 - 部分定期寿险提供保险转换条款 定期寿...
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指的...
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Term life insurance is a guaranteed life benefit paid to the insured's beneficiaries after death. Policies last for a specified term, usually 10, 15, 20 years or more.
term life insurance 美 英 un.定期保险 英汉 un. 1. 定期保险 例句 释义: 全部,定期保险
Unlike term life insurance, whole life policies cover you for life and let you build savings in a cash value that you can tap for future needs.
Life insurance can be broadly classified as either term insurance or cash-value life insurance.Term insuranceprovides protection for only a limited time, and has no cash value, whereascash-value life insuranceusually covers longer terms, up to a lifetime, and builds a cash value for the policy...
Both whole and term life insurance policies have unique benefits. This is how to choose the right one for you and your loved ones.
Learn about the different types of life insurance in Canada, including term life, permanent life, whole life and universal life insurance options.
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