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What Term Life Insurance Is According to theCalifornia Department of Insurance, term life insurance provides insurance coverage for a specific period of time, known as the ‘term.’ The term may be a certain number of years, such as one, five, ten or twenty. Some term policies provide cover...
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Steven Lee, Ph.D.Lecturer at California State Polytechnic University, Pomona Nan Zhu, Ph.D.Associate Professor of Risk Management at the Smeal College of Business, Pennsylvania State University Bryan MirandaDirector of Insurance and Investment Advisor Representative at Gerber Kawasaki ...
Age, gender and health are the main determinants of your premium, though you may still see some variance if you get quotes from multiple life insurers, as their underwriting practices can also vary. Interestingly, many people overestimate the cost of term life insurance, which can prevent them ...
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