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Term life is a very simple product. Once you have been medically approved and your policy is accepted, the Rate Lock you choose provides a fixed duration of your choice, typically 10, 15, 20, 25, or 30 years. During this guarantee period the insurance company can never change the rate ...
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Life Insurance Ideas For You Life Term Life Insurance 5 Year Term Insurance Usually “term life” is purchased to replace an income so that if the insured dies others will have funds to maintain a similar lifestyle. 5 year term life insurance is issued for a 5 year term of time. The pr...
Return-of-Premium:This is a handy money-back feature. Let’s say you get a 15 year term life insurance quote, buy the policy with a return-of-premium option, and outlive your term. The insurer will refund the payments you made over those 15 years. Return-of-premium policies are priced...
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