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Permanent life insurancecovers your entire life, regardless of your age, how long you live, and your health status. Depending on the policy it can also help with estate planning needs, like costs associated with transferring assets to your partner or kids. Permanent life insurance premiums can b...
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What is term life insurance? It’s the simplest form of life insurance. Term life insurance is a policy that can replace your salary and provide for other needs or unexpected expenses. These policies have a specific end date, or “term” — either a set number of years, or until you re...
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Look at the lifetime maximum of each policy. To understand this amount, factor how much the insurance policy will pay daily and multiply it by the number of days you would need the policy. It is estimated that long term care is called upon for an average of two to five years. Keep th...
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