Term life insurance is affordable, but expires at the end of its term. Whole life insurance is permanent, but costs a lot more than term life. Here’s how to decide which type of policy is best for you.
通俗来说,TERM INSURANCE类似我们在生活中买的汽车保险,或房屋保险。它不是一种储蓄性质的,它是消费性的。TERM的英文解释为“a fixed or limited period ”,中文意思可以理解为一个“有限的时间段”。如果在保…
必应词典为您提供term-insurance的释义,na. 定期人寿保险; 网络释义: 定期保险;定期寿险;定期死亡保险又叫定期寿险;
Also, most life insurance companies will not cancel your whole life insurance if you develop health problems such as cardiovascular, behavioral, or blood disorders, to name a few. As long as you keep your payments up to date, your insurance will remain active. That could be a comforting ...
其实,term life insurance指的是:具有固定期限的人寿保险。保险期内,保险公司承诺对被保险人的人身意外进行赔付。一旦保险到期,被保险人可以选择是否续保,或终止保险。Term life insurance经常在美式口语中被简化为:term insurance。中文里,可把term life insurance翻译为:定期人寿保险,或定期寿险。这里的term,指...
term life insurance 定期保险 定期寿险；定期人寿保险；定期寿险计划 例句筛选 1.Let's consider the case of business rules related to term life insurance.我们来考虑与定期寿险相关的业务规则。2.This paper studied a class of bankruptcy risk problems in term life insurance.研究定期人寿保险中...
Whole life insurance solves some of these problems. Because this type of insurance lasts a lifetime and its premiums are generally level from the beginning of your policy, a whole life policy protects you for a consistent cost, no matter your future health. However, whole life insurance is ge...
Tip— Look into getting a longer-term insurance policy from the start so your premium is locked in and your coverage lasts until you’re considerably older. What are the pros and cons of universal life insurance? One of the two types of “permanent” life insurance, universal life, is some...
Another potential drawback of whole life insurance is its complexity. With a term policy, for example, you can simply stop making payments if you no longer need the insurance or can't afford it. Also, depending on your carrier, whole life policyholders may face a significantsurrender chargeif...
Term Life Insurance vs. Permanent Life Insurance The main differences between a term life insurance policy and a permanent insurance policy (such as whole life or universal life insurance) are the duration of the policy, the accumulation of cash value, and the cost. The right choice for you ...