Loans secured by collateral generally have more favourable terms than unsecured loans, for any given borrower or size of loan. daccess-ods.un.org 对任何特定借款人或特定贷款额而言,有抵 押品作保的贷款往往可享受较无担保贷款更优惠的条件。 daccess-ods.un.orgThese can take the form of ...
unsecured loan 指无抵押贷款。secured loan 指有抵押贷款。无抵押贷款,又称无担保贷款,或者是信用贷款。不需要任何抵 押物,只需身份证明,收入证明,住址证明等材料、向银行申请的贷款,银行根据的是个人的信用情况来发放贷款,利率一般稍高于有抵押贷款,客户可根据个人的具体情况来选择贷款年限,然后跟银行签订合同,有保...
A secured loan is backed by a high-value asset, while an unsecured loan is not. This can affect interest rates, how much you borrow and for how long.
unsecured loan和secured loan意思和区别.不要只翻译他们字面意思. 相关知识点: 试题来源: 解析 unsecured loan 无抵押贷款:没有抵押物的贷款,真正的信用贷款,一般需要担保.secured loan 具抵押贷款:有抵押物的贷款.fixed rate loan 固定利率贷款variable rate loan 可变利率贷款borrowing limit 借款额度结果一 题目 un...
Some lenders may be willing to issue you an unsecured loan with bad credit. However, many lenders will decline your application or charge you higher rates and fees. You’re considered a riskier borrower. With secured loans, on the other hand, credit requirements may be lower. The borrower of...
More favorable loan terms:You may be better positioned to obtain a longer term or a better interest rate when you have collateral to offer. Higher loan amounts:The added security may allow the lender to offer higher loan amounts than with an unsecured loan. ...
Are you thinking about getting a loan but feeling confused by all the options? Whether a loan is secured or unsecured is one of the most crucial factors to take into account. While both types of loans can give you the money you need, some significant distinctions between them could have a...
unsecured loan 指无抵押贷款。secured loan 指有抵押贷款。无抵押贷款，又称无担保贷款，或者是信用贷款。不需要任何抵 押物，只需身份证明，收入证明，住址证明等材料、向银行申请的贷款，银行根据的是个人的信用情况来发放贷款，利率一般稍高于有抵押贷款，客户可根据个人的具体情况来选择贷款年限，然后跟...
Secured vs. unsecured loans: which is better? Ultimately, the choice between a secured or unsecured loan comes down to what you need and how much risk you’re willing to assume to accomplish your financial goals. If your goal includes consolidating or paying down higher-interest debt, an unse...
Before you take out a personal loan, whether it's secured or unsecured, make sure you have a clear payoff plan. As a general rule, only borrow what you know you need and can afford to pay back. Make sure you are comfortable with the repayment timeframe. Just because you can get a ...