根據加拿大稅務局(CRA)網站頁面提供的資訊,2024年的RRSP限額為$31,560。 按此處查看以往年份的RRSP限額 如果向RRSP超額供款會怎樣? 一般而言,如果您超出RRSP供款限額的供款金額不超過$2,000,可能不會受到處罰;但是,您無法將超出部分的供款從應稅收入中扣除。另一方面,如果超出部分的供款金額超過$2,000,則會受到...
As outlined by the Canada Revenue Agency page, the RRSP dollar limit for 2024 is $31,560. Click here to view RRSP dollar limits of previous years What happens if I overcontribute to my RRSP? Generally, if you go over your RRSP contribution limit by $2,000 or less, you may not be ...
2024 RRSP供款和扣款限额规则 进行RRSP供款是您规划未来的绝佳途径。通过向RRSP供款,您可以申请税收抵免,这有助于减少您支付的所得税总额。在RRSP中获得的收入也可以延税至取款之时,这使您有可能积累一笔更加丰厚的退休金。为了帮助您入门,我们详细介绍了进行RRSP供款的规则,使您能够充分利用此计划。 RRSP能够助...
Either way, be sure your contribution is within the limits set by the Canada Revenue Agency (CRA). What is the RRSP contribution limit? The RRSP contribution limit is a specific amount you’re allowed to contribute to your RRSP every year: Typically, 18% of your total income earned in ...
2023 RRSP deduction limit—or 18% of your earned income the previous year—whichever is lower $60,000 Maximum amount you may be able to borrow from your RRSP to buy your first home3 71 The age at which contributions stop and you need to convert your RRSP to an income option (like a ...
$31,560:The maximum RRSP contribution in 2024. 71:您必须关闭您的RRSPR R S P或转换为RRIFR R I F的年龄。 How to make the most of your RRSP 以下是几种方法可确保充分利用您的RRSPR R S P。 尽早开始规划 RRSPR R S P增值的秘密是尽早对其充分利用。越早开始对您的RRSPR R S P供款 连续...
deduction limit. Your RRSP contribution limit for 2024 is equal to 18% of your 2023 earned income, or $31,560 (whichever is lower) plus previous unused contribution room less any pension adjustments. You can also look at your 2023 notice of assessment for your 2024 RRSP contribution limit. ...
This has two main advantages, one being that the combinedRRSP contribution limitis much higher than a single account, and this could significantly reduce the tax burden on the higher income earner later when it’s time to retire. How Does a Spousal RRSP Work?
The RRSP contribution limit for 2024 is 18% of the earned income an individual earned the previous year, up to a maximum of CAD $31,560, according to the Canada Revenue Agency. For 2025, that increases to CAD $32,490. Registered Retirement Income Funds (RRIFs) ...
Individuals are allowed to contribute up to 18% of theirearned incomeannually to their RRSP, up to an annually adjusted cap ($32,490 for the 2025 tax year and $31,560 for 2024).34 You can find your maximum deduction limit on your latestnotice of asse...