Analysis of Interest-rate Risks Faced by Chinese Life Companies and the Prevention Measures利率风险产品定价资金运用信用评级经营体制加强利率风险的管理和防范,一要完善外部市场环境.政府监管机构需完善监管内容,适当拓宽保险资金运用渠道,行业协会应充分发挥自律和协调职能,鼓励有条件的寿险公司参加信用评级.二要规范...
By using stochastic mortality and interest rate models and the Monte Carlo simulation approach, we show that the proposed generalised immunisation approach can serve as an effective vehicle to control the aggregate risk of life insurance companies. The numerical results further demonstrate that adding ...
by fire nor every vessel lost at sea.If these persons each put a small sum into a pool,there will be enough to meet the needs of the few who do suffer loss.In other words,the losses of the few are met from the contributions of the many.This is the basis of insurance.Those who ...
The paper examines these initiatives as a janus head when it comes to definitions of risks and costs, as well as the attempt to save costs by relying on soc ial capital among,the poor. Highlighting the janus faced character of insurances for the South A frican poor casts a new light on...
An even more complex geopolitical environment is on the horizon. Learn how businesses need to innovate and adapt their strategies to stay ahead.
Some insurers are considering its potential to transform distribution across life and P&C lines for both individual and commercial clients. The technology can help insurers understand the in-depth risk profiles of clients and produce much more tailored insurance contracts that suit their needs....
While UK households, businesses and banks appeared to be in good shape, the BoE report said, Britain's financial sector faced risks that were "particularly relevant" given the openness of the UK economy. Other threats included high levels of public debt in many economies aroun...
This is due to an increase in the cost of insurance premiums for the millions living in potential flood zones, despite FEMA providing what was previously considered the low-cost alternative. With such significant opt-out rates for FEMA insurance policies, insurance companies are faced with...
Transfer the Risk:This strategy involves outsourcing the development of a challenging project or getting a third party to solve a difficult problem that is posing a risk. Another example could be, buying insurance to negate natural disasters, etc. ...
Nonetheless, the government has placed the systemically important designation on other large insurance companies, including AIG, Prudential, and MetLife.23Berkshire is undoubtedly one of the largest insurance companies in the world and has exposure to large catastrophic events. The Sept. 11 terrorist ...