Insurance companies place their reserves and invest heavily to generate income. Therefore, the investment risks for insurance companies is manifested through various factors that may affect its financial position and the ability to fulfil its obligations to policyholders. Reput...
【题目】阅读理解Insurance(保险) is the sharing of risks. Nearly e veryone is exposed(面临) to risk of some sort. T he hd use owner, for example, knows his property can be d amage d by fire; the ship-owner knows that his vess el(商船) may be lost at sea; the breadwinner(养家...
The premium for an insurance naturally depends on how likely the risk is to happen, as suggested by past experience. If companies fix(确定) their premium too high, there will be more competition in their branch of insurance and they may lose business. On the other hand, if they make the...
For COVID-19-hit sectors, the CBIRC will require banks to renew loans or defer repayments without penalties for eligible small businesses, and adjust car loan or mortgage repayment schedules in favor of truck drivers. It will a...
The insurance companies will pay for new medical conditions that occur after the effective date of the current policy. Otherwise, everyone would first purchase the fixed coverage plan which is cheaper, and as soon as someone gets sick, upgrade it to the comprehensive coverage plan. In other word...
Apart from taking over the commission's responsibility of supervising banking and insurance institutions, the new administration would also supervise financial holding companies and other financial conglomerates, which is now a duty of the People's Bank of China, the country's central bank, the plan...
According to Goldman Sachs (2016), DLT could reduce transaction costs of insurance underwritings by $2–4 billion in the USA alone and the costs related to securities clearing and settlement would decrease by $11–12 billion. An analysis of Banco Santander, Oliver Wyman, and Anthemis Group (20...
Insurance companies assess risks and determine premiums based on___. A. personal preferences B. age and gender C. income level D. the likelihood of a claim 相关知识点: 试题来源: 解析 D。保险公司根据索赔的可能性来评估风险并确定保费,而不是个人偏好、年龄性别或收入水平。反馈...
The levy will be collected by Insurance Companies and then remit to Insurance Authority as required by the law. Details of levy can be referred to table below. For further information, please visit Insurance Authority Official Web https://www.ia.org.hk/. Policy Inception Date and/or Annual ...
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