Following Fang, Keane, and Silverman (), we hypothesize that a variable may lead to advantageous selection if it is positively correlated with both prevention effort and demand for insurance. We find evidence of selection from both baseline and control optimism, but little evidence of selection ...
(2012). Risk selection in the London political risk insurance market: the role of tacit knowledge, trust and heuristics. Journal of Risk Research, 15(9), pp. 1101-1116.Baublyte, L., Mullins, M., & Garvey, J. (2012). Risk selection in the London political risk insurance market: The ...
摘要：Risk-adjustment policies, which transfer money from insurers with healthy consumers to those with sick consumers, are an important tool to contend with adverse selection in health insurance markets. While the steady-state properties of risk-adjustment have been studied extensively, there is less...
Insurance market reforms face the key challenge of addressing the threat that risk selection poses to the availability of stable, high-value insurance policies that provide long-term risk protection. Many of the strategies in use today fail to address this breakdown in risk pooling, and some even...
, Competitive failures in insurance markets (pp. 11-31). Cambridge: MIT.Time, risk, precommitment and adverse selection in competitive insurance markets - Pauly - 2006Mark V. Pauly, Time, Risk, Precommitment, and Adverse Selection in Competitive Insurance Markets, October 2003...
6.Annuity selection in the presence of insurer default risk and government guarantees 在存在保险公司违约风险和政府担保的情况下选择年金 7.Availability of the seat belt defense: Implications for auto liability insurance 安全带...
are an important tool to contend with adverse selection in health insurance markets. While the steady-state properties of risk-adjustment have been studied extensively, there is less evidence on the transition phase of pol...
Risk selection in the German public health insurance system The German statutory health insurance market was exposed to competition in 1996. To limit direct risk selection the regulator required open enrollment. As ... R Nuscheler,T Knaus - 《Health Economics》 被引量: 134发表: 2010年 The new...
The Americans with Disabilities Act prohibits some forms of risk selection, but does not prevent all disability-based distinctions in insurance practices. From a disability perspective, risk selection must be addressed in a manner that: (1) adequately reflects the health care costs of such ...
Optimal Health Insurance and Provider Payment If a patient bears some cost shar- ing, for example by paying coinsurance, he has an incentive C-5)/*'l~ We complete this section by deriving the constrain... A Cl - 《Iing》 被引量: 0发表: 0年 Risk Selection, Risk Adjustment and Choice...