For most people, if you qualify for the credit card you’ve applied for, you will be approved instantly. People who are borderline or run afoul of the bank’s credit card application rules will be declined or have their application go to a pending status. Banks are cracking down ...
If you don't qualify for an unsecured card, a secured credit card such as the Discover it® Secured Credit Card is a great alternative because it doesn't require a credit score. Standout benefits: The main value of a secured credit card is the ability to qualify with poor or no ...
Learn how credit card preapproval works, which offers you may qualify for and how to get preapproved, and what to do if you don't qualify.
Impact to credit score: To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. However, if you choose a product and continue your application, we wil...