If you don't qualify for an unsecured card, a secured credit card such as the Discover it® Secured Credit Card is a great alternative because it doesn't require a credit score. Standout benefits: The main value of a secured credit card is the ability to qualify with poor or no ...
If you meet a credit card issuer’s criteria, you may receive a pre-approved offer for an unsecured or a secured credit card.Does pre-approval for credit cards mean I’m approved for a credit card?No, pre-approval doesn’t mean you’ve already been approved for a credit card. Credit ...
The credit card application rules do vary by bank. And some signup bonus restrictions vary by which credit card you are applying for. Do not waste a credit inquiry by applying for a rewards credit card that you are not eligible to get approved or to receive the sign-up bonus. W...
CreditCards Collegestudentsareoftenpresentedwiththeirfirstopportunitytoreceiveanunsecured creditcard.Thismeansthecreditcardcompanywilltemporarilyloanmoneyfora purchasebasedonagoodfaithpromisetopaybackthemoneyborrowedforthepurchase. Nosavingsaccountorotherassetisrequiredtobackupthetemporaryloan. Generally,thefirstcardoffer...
1.Cash Packing Credit Loan: In this type of credit, the bank normally grants packing credit advantage initially on unsecured basis. Subsequently, the bank may ask for security. 2.Advance Against Hypothecation: Packing credit is given to process the goods for export. The advance is given against...
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