In the case of risk pools, premiums are calculated to strike a balance between the extra anticipated costs of high-risk individuals or businesses and the likelihood of their need for the policy. Risk Pooling and Health Insurance Many types of insurance work with a risk pool. Health insurance...
Risk sharing resulting in pooling of risk is considered. First pooling is discussed from the perspective of life and pension insurance. Second we take the perspective of Pareto optimal risk sharing, originating from a model introduced by Karl Borch in the late 50ties, and discuss when pooling ...
Insurance companies use risk pooling to spread out individual risks among a larger group. (保险公司通过将多个个体的风险集中起来,以降低整体的风险敞口。)这样,整个群体的风险被分散,降低了单个成员的损失。 资金合集 💰 众筹平台是资金合集的一个典型例子。Crowdfunding platforms allow for the pooling of sma...
RiskPooling：风险分担 Risk Pooling The risks to the financial system are extremely high, according to Morgan Stanley. At present, investors have not prepared themselves for the real possibility of a further downturn in the financial sector and a systemic shock to the entire sector.The centre of ...
Despite sophisticated risk equalization, insurers in regulated health insurance markets still face incentives to attract healthy people and avoid the chronically ill because of predictable differences in profitability between these groups. The traditiona
A comparison of single- and multi-payer health insurance systems and options for reform - ScienceDirect This paper compares single-payer models in the areas of revenue collection, risk pooling, purchasing, and social solidarity. Single-payer and multi-payer ... P Hussey,GF Anderson - 《Health ...
adj.+n. large pool,indoor pool,small pool,outdoor pool,huge pool 英-汉英-英网络释义 pooling n.v. 1.(天然)水坑,水塘;水池子,沉淀池;游泳池;龙潭 2.赌注;放赌注处 3.〈英〉赌博性质的撞球 4.拼份子赌博;合伙生产[经营,投资](者);合伙人所出的份子 ...
Value at Risk (VaR) is applied to investigate the potential of incentives for member selection in an index insuring mutual group of farmers. Member selection could have far reaching impications of introducing indexed insurance in smallholder economies. Results indicate that there are no incentives for...
Insurance relies on this theory ofrisk poolingbut it has to make it work.───保险是基于风险汇聚理论的,并运用其有效降低风险。 Insurers, just like mutual funds, are providingrisk poolingfor you.───保险公司和共同基金一样,为客户提供风险汇聚服务。
Risk pooling is a fundamental strategy for managing risks and enhancing financial stability across various sectors. If you’re interested in learning more about related topics, you might want to read about insurance principles, reinsurance, and collective investment schemes. ...