This comment seeks to respond primarily to the regulatory federalism proposal put forward by Professor David Hyman, which I argue will unnecessarily harm certain risk-pooling functions of health insurance and therefore undermine social solidarity. The comment begins with a brief look at what risks are...
Risk Pooling and Insurance Premiums The larger the risk pool, the more consistent and stable the premiums should be. However, this doesn’t always translate to the lowest premiums. For example, a large health insurance risk pool should carry stable premiums (that is, the premiums shouldn’t ...
Home BMC Health Services Research Article High-risk pooling for mitigating risk selection incentives in health insurance markets with sophisticated risk equalization: an application based on health survey informationResearch Open access Published: 04 March 2024 ...
Comments on the benefits of risk-pooling or health insurance that provides health services in an affordable and timely manner. Transfer of resources from the healthy to the sick; Factors in determining levels of health system achievement.被引量: 45 ...
Risk pooling is a fundamental strategy for managing risks and enhancing financial stability across various sectors. If you’re interested in learning more about related topics, you might want to read about insurance principles, reinsurance, and collective investment schemes. ...
Why do folks—who happily buy life, health, disability, auto and other insurance—balk at this type of risk pooling? Maybe it’s the taint associated with the label “annuity.” Most of the abuses over the years, however, have involved equity-indexed annuities and tax-deferred variable annu...
poolingrisknhicontainmentphionataiwan 1 National Health Insurance National Health Insurance in Taiwan in Taiwan –– Part III Part III Topics : 1. Is the National Health Insurance (NHI) system effective ? 2. Are the NHI improvement measures effective? Group members: Jodie KWONG (04427778G) Lawrenc...
‘risk-pooling’ arrangements, such as JIFs, are different from typical insurance contracts in which an authorized insurer assumes the risk in exchange for a premium. JIF members decidedly retain the risk typically assumed by carriers. Public entities do not purchase insurance from JIFs; instead, ...
Member selection could have far reaching impications of introducing indexed insurance in smallholder economies. Results indicate that there are no incentives for member selection. 关键词: Risk and Uncertainty 年份: 2004 收藏 引用 批量引用 报错 分享 ...
A comparison of single- and multi-payer health insurance systems and options for reform - ScienceDirect This paper compares single-payer models in the areas of revenue collection, risk pooling, purchasing, and social solidarity. Single-payer and multi-payer ... P Hussey,GF Anderson - 《Health ...