The HDHP is your insurance coverage while the HSA is an added feature. With this combination, premiums tend to be less expensive since more of the out-of-pocket (OOP) burden is on you. While this may sound like a downside, for those with few healthcare expenses, their net annual costs...
(OPM) has announced the dates for the 2024 federal benefits open season. The dates are November 11, 2024 and continuing through December 9, 2024. This is the time of year that federal employees and retirees must make choices for health, dental and vision insurance for themselves and their ...
If you use a manufacturer discount coupon offered by a pharmaceutical company, you’ll lose that option if you’re enrolled in a Part D plan. Part D plans do not cover prescription drug costs incurred overseas. However, most travel insurance policies would ...
In open season for insurance plans, look beyond premiumJoe Davidson
It took nearly a year for Kelly Macauley to realize the health plan she bought while shopping for insurance coverage last October was not, in fact, insurance. Sure, red flags popped up along the way, but when she called to complain, she said, she was met
Medicaid, the state-run health insurance programme, does not have an open enrollment period. You can apply for Medicaid at any time if you meet the requirements. Enrollment in CHIP, the US government's Children's Health Insurance Program, is also not time-limited. ...
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· In prepaid plans, your covered health services are pre-funded by your premium and the government’s contribution toward the cost of your health insurance. Generally, you must use specified plan physicians, hospitals and other providers at designated locations, although care elsewhere may be avail...
It’s that time of year when you can make changes to your military health care plan. The Tricare open season runs through Dec. 10. Some Tricare beneficiaries are also eligible for the Federal Employees Dental and Vision Insurance Program, or FEDVIP. That program’s open...
Also, in honor of open enrollment season and those of you who love benefits as much as we do, we’re kicking off a three-part series covering the history of health insurance benefits (past, present, and future). Stay tuned for the first installment, coming soon. ...