The article focuses on buying the right health insurance. High-deductible health-insurance plans aren't always the best deal, even when the premium is lower. If your employer offers multiple insurance options, figure out which one gives you the best access to the physicians and services you ...
High medical bills can break you financially. It makes good sense to enroll in a health insurance plan. But the opportunity for that only comes once a year. Regardless of if you're a federal employee or work in the private sector, you need to know when the open enrollment period is. Ch...
It took nearly a year for Kelly Macauley to realize the health plan she bought while shopping for insurance coverage last October was not, in fact, insurance. Sure, red flags popped up along the way, but when she called to complain, she said, she was met with explanations that sounded re...
Some employers offer employees the option of choosing a high-deductible plan. With this type of plan, the monthly premium is usually lower. However, you'll pay more out-of-pocket for health care before the insurance company's share kicks in. (There's an exception for preventive care, wh...
The Postal Service Health Benefits program, prescription coverage and Open Season 2025 OPM released itsannual call letterto insurance carriers earlier this month where they outlined their areas of focus for plan year 2025. Most of the initiatives center on Medicare...
The annual letter begins the negotiation process between OPM and health insurance companies that ends with announcements of new plan rates and terms in the fall, with a late-year open season for eligible persons to elect coverage for the following year. While for decades that has meant only the...
A group health insurance plan offers coverage at a lower premium than an individual plan and is available to employees of a company or organization.
Healthcare, Government, and Insurance Companies Posted in Government intervention, Health Care, Health Reform, Third party payer, tagged Government intervention, Health Care, Health Reform, Third party payer on December 16, 2024| 3 Comments » The Center for Freedom and Prosperity has a couple ...
Private insurance: You should be able to enroll in a private plan and make changes to the plan anytime. Marketplace policy: The ACA created healthcare.gov, which allows Americans to use tax credits to help pay for health care premiums. The site has open enrollment near the end of each ...
Since Health Insurance Marketplace open enrollment began Nov. 1, 2023, an estimated 4.6 million people have selected plans for coverage in 2024, according to the Centers for Medicare and Medicaid Services. This includes: 920,000 people who enrolled in a plan through the Health Insurance Marketpla...