My second book,How I Lost Money in Real Estate Before it was Fashionable, released in November 2021. My next book project,announced hereis due out in 2023. The working title isPathfinders: Traveler’s Tales from the Simple Path to Wealth A pal of mine once said I had won the family lo...
It should be something you can never really own. Since we are going to give the government the power to tax this investment every year, “owning” it will be just like sharecropping. We’ll let them work it, maintain it, pay all the cost associated with it and, as long as they pay ...
While history doesn't ensure future results, top dividend-payers in four previous cutting cycles beat the S&P 500 index by 7.3% one year after the first cut, and 12% after three years.Footnote 2 Another potential opportunity: Small cap stocks. "Lower ra...
Part XXIII: Selecting your asset allocation Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow Part XXV: HSAs, more than just a way to pay your medical bills Part XXVI: Pulling the 4% Part XXVII: Why I don’t like Dollar Cost Averaging Part XXVIII: Debt –The...
As I sit here typing this afternoon (note: this post was first published in 2013) the S&P 500 is trading at 1670 (4,483 in 2023!), up 14% since the beginning of the year. 27% over the last 12 months. The very definition of a raging Bull Market. Add to this the fact that it...
So, am I predicting 12% returns for the next 40 years? No, of course not. But I am suggesting 12% annual returns don’t require a perfect Golden Age. They can, and have, blossomed in the midst of turmoil, war, grief and economic collapse. ...
“Being a Boglehead myself, I read theERE articleto see what he had to say. I had to sigh when I got to this: “Index investing is basically equivalent to a buy and hold strategy with very low turnover of a few large growth companies.” This is absurd. The S&P 500 is just one...
Now this leads to the uncomfortable question: Why? An unkind man might suggest the rep was simply incompetent A suspicious woman might suggest he was trying to drive up fees to benefit Vanguard My guess is the reps are given instructions to… ...