Now unfortunately there are going to be some fees. Likely you are not managing your money 100% by yourself, but you can come close usingwww.Vanguard.comUsing this you should be able to easily obtain an expense ratio of .2% or less. An expense ratio is a simple thing that really can e...
Question: “My husband has a small 401k as his retirement plan. He is 75 years old and we need to move it but we don’t know how or where. Can a financial adviser help us with this? What type of professional sho...
The dividend growth fund I have plowed 100% of my allocations into, Vanguard Dividend Growth (VDIGX), has meanwhile delivered total returns of 66% since 2016. That’s quite a bit ahead of the near-zero my cash-focused colleagues have generated. Now I did underperform the S&P 500 in the...
PS:After spending some time soaking all this in, I realized a majority of the success here came fromonly focusing on one main thing: Retirement accounts. Yeah I hustled my ass off and got lucky here and there too, but the bulk of this success was maxing out both my Roth and my 401k...
About that time I also retired and sold my Vanguard retirement target fund and bought the components of that fund in like percentages so quarterly I could sell appreciated funds to rebalance and generate cash pay our expenses while we delay claiming Social Security. I figured that I would keep...
Here are all of the TDFs rated Gold by Morningstar.Vanguard, which is the largest by asset size, was rated Silver. Morningstar didn’t really explain very clearly why Vanguard only got Silver alongside some pretty mediocre funds like the original Fidelity Freedom series (not Freedom Index). ...
In this scenario, Retirement Rick’s 401k could have fees as high as 2.19%, and he’d still end with more money! Plus, after their 20-year career at the company ended, Rick could then simply roll over his 401k into a low fee, Traditional IRA at Vanguard. He’d now have the same ...
Welcome to the world of 401K plans and the process of retrieving your 401K from ADP. ADP, or Automatic Data Processing, is a renowned provider of payroll and human resources solutions for businesses, including managing retirement plans like the 401K. If you have a 401K through ADP and are wo...
What do you think of this approach: at the bottom of the Great Recession in 2008, I shifted 1/4 of my retirement funds from bonds to the lowest Vanguard mutual fund on their list: a large cap value fund had dropped 50%. This nearly doubled in two years, This put me in position ...
Vanguard Account: ($449)My Vanguard account value declined a tiny bit in August. After July’s ridiculously crazy run up, I’m not sweating this at all. I believe in simple investing, and my Vanguard account is laughably simple. No fancy charts or analysis here, my entire account is jus...