Now unfortunately there are going to be some fees. Likely you are not managing your money 100% by yourself, but you can come close usingwww.Vanguard.comUsing this you should be able to easily obtain an expense ratio of .2% or less. An expense ratio is a simple thing that really can e...
The dividend growth fund I have plowed 100% of my allocations into, Vanguard Dividend Growth (VDIGX), has meanwhile delivered total returns of 66% since 2016. That’s quite a bit ahead of the near-zero my cash-focused colleagues have generated. Now I did underperform the S&P 500 in the...
PS:After spending some time soaking all this in, I realized a majority of the success here came fromonly focusing on one main thing: Retirement accounts. Yeah I hustled my ass off and got lucky here and there too, but the bulk of this success was maxing out both my Roth and my 401k...
“You might also be best served by looking into Vanguard investor services where you won’t be subject to sales commissions and will have access to a representative over a toll free phone line,” says Ogorek. Of course,...
Here are all of the TDFs rated Gold by Morningstar.Vanguard, which is the largest by asset size, was rated Silver. Morningstar didn’t really explain very clearly why Vanguard only got Silver alongside some pretty mediocre funds like the original Fidelity Freedom series (not Freedom Index). ...
This will affect a lot of small business owners who previously chose to open a Traditional Pre-Tax and/or Roth Solo 401k plan directly with Vanguard. The new stated fee schedule includes a $20 annual fee per Vanguard fund per account holder in the Individual(k) plan and a $20 annual fee...
If you’ve established that your 401K sucks, youmight betemped to shift up the order of operations to instead: Contribute up to the IRS allowed IRA max ($5,500) Contribute to an after-tax, low fee index fund, like Vanguard. Maybe contribute enough to get the company match from your 40...
Before we delve into the process of retrieving your 401K from ADP, it’s important to have a solid understanding of what a 401K is and why it is a valuable retirement savings tool. A 401K is a retirement savings plan sponsored by an employer for the benefit of its employees. It is name...
As I’ve mentioned a few times, my biggest holding is Vanguard Total World Stock Index Fund (symbols: VT and VTWAX), and my intention is to allocate even more of my portfolio to the fund in the years ahead. The fund owns every publicly traded company of any significance from around the...
I don’t look forward to eventual retirement transfers—the BBB is full of complaints about the friction TIAA places on that step—hopefully Vanguard can handle that. 9 Harold Tynes 11 months ago My wife is a retired school teacher from Western PA. Your mention of 403b plans reminded me...