whole life insurance“终身寿险”,是提供终身保障的保险。它承担被保险人死亡保险的给付保障责任,该险种不论被保险人何时死亡,只要发生约定的被保险人死亡事件,保险公司都必定要给付全额保险金。终身寿险有现金价值,这是区别于定期寿险之处。universal life insurance“万能寿险”。保单持有人为获得保险保障要支付保费,...
A whole life insurance policy provides a guaranteed, permanent type of protection. Some of the advantages include that it lasts for a lifetime, provides a guaranteed death benefit (the amount paid to your beneficiary if you die while the policy is in force) and is an asset to any financial...
Life insurance comes in two basic forms: term & permanent. Term insurance provides basic affordable coverage for a set period, while permanent plans provide greater flexibility and a cash value option.
Noun1.whole life insurance- insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured ordinary life insurance,straight life insurance ...
whole life insurancen. 终身人寿保险 whole life insurancen. 终身保险 life insurancen.人寿保险,(保险公司偿副付的)人寿金 insurance for life人寿保险,终身保险 whole life policy【医】 终生保险单 group life insurancen. 集体人寿保险 life insurance contract人身保险合同 ...
policycancellation.Youalso havetherighttoborrowagainstthecashvalueonaloanbasis(taxfreeincome). Also,beawarethatpremiumsaredueinyourwholelifepolicyeverysingle year.Ifyoucannotcomeupwiththepremiumoneyearorseveral,thepolicywill paytheinsuranceexpensesinternallyfrombuiltupcashvalue(ifany).However, eventuallythepolicy...
whole-life insurance policy专业释义 <金融> 终身保险单词条提问 欢迎你对此术语进行提问>> 行业词表 石油纺织轻工业造纸采矿信息学农业冶金化学医学医药地理地质外贸建筑心理学数学机械核能汽车海事消防物理生物学电力电子金融财会证券法律管理经贸人名药名解剖学胚胎学生理学药学遗传学中医印刷商业商务大气科学天文岩土工程...
A $10,000 whole life policy typically costs $50-$100 per month. Understand that the cost of final expense whole life insurance depends on your exact age, health, tobacco habits (if any), gender, and state of residence. Below is a whole life insurance rates by age chart for $10,000 ...
However, the level premiums, fixed death benefits, and attractive living benefits (e.g., loans and dividends) make this kind of policy quite expensive, especially compared with term insurance. It is advisable to buy whole life insurance when you are younger to be able to afford it in the l...
Whole life insurance guarantees payment of adeath benefitto beneficiaries in exchange for level, regularly-due premium payments. The policy includes a savings portion, called the “cash value,” alongside the death benefit. In the savings component, interest may accumulate on a tax-deferred basis....