在所有的保险类型中,Life insurance(人寿保险)其实并不是大家很有“好感”的那一种,因为这个保险主要是用在被保人死亡的时候,保险公司才会向被保人的家属或指定的受益人赔付一定的金额。 也就是说,Life insurance最主要功能是给你的家人或指定的受益人提供经济保障,而不会用在在你自己身上(带有投资价值的寿险除外...
3-1 Guaranteed Universal(保证型万能寿险):不带有投资功能,跟Term Life其实更加相近,可以理解为是带有终身保障性质的定期寿险,但是它的保费通常又会比Whole Life终身寿险要低。 3-2 Variable Universal(投资型万能寿险):有投资功能,可以选择各类不同的基金产品进行投资,收益上不封顶,完全跟市场挂钩,但是风险也会比较...
在所有的保险类型中,Life insurance(人寿保险)其实并不是大家很有“好感”的那一种,因为这个保险主要是用在被保人死亡的时候,保险公司才会向被保人的家属或指定的受益人赔付一定的金额。 也就是说,Life insurance最主要功能是给你的家人...
While similar in some respects, universal and whole life insurance policies have some key differences.Universal life (UL) insurancegives policyholders flexibility inpremiumpayments,death benefits, and the savings element of their policies.Whole life insurance, by comparison, offers consistency, with fixed...
在所有的保险类型中,Life insurance(人寿保险)其实并不是大家很有“好感”的那一种,因为这个保险主要是用在被保人死亡的时候,保险公司才会向被保人的家属或指定的受益人赔付一定的金额。 也就是说,Life insurance最主要功能是给你的家人或指定的受益人提供经济保障,而不会用在在你自己身上(带有投资价值的寿险除外...
life insurance contract人身保险合同 life insurance for groups团体人寿险 joint life insurance联合人寿保险 legal reserve of life insurance【经】 人寿保险公司的法定准备金 相似单词 life insurancea. 人寿保险的 wholea. 1.全部的,全体的,所有的 2.整个的;完整的;无缺的,无损的 3.整整的 4.健全的 5.【数...
Whole Life Insurance Whole life is a form ofpermanent life insurance, which differs from term insurance in two key ways: It never expires as long as you keep making your premium payments. It provides some cash value in addition to the death benefit, which can be a source of funds for fut...
本期视频介绍储蓄分红险(whole life insurance)的历史,产品优缺点,投保公司评级情况及客户建议。欢迎大家收看
whole life insurance n.insurance on the life of the insured for a fixed amount at a definite premium that is paid each year in the same amount during the entire lifetime of the insured 同义词:ordinary life insurancestraight life insurance ...
Term Life Insurance The key difference between whole life insurance and term life insurance is, as the names may suggest, the timeframe that the insurance lasts. Whole life insurance is designed to last the rest of your life, while term life insurance lasts for a specific duration. The ...