Homeowners insurance provides financial protection when your home is accidentally damaged. Home insurance policies typically cover four key areas: The inside and outside of your home Loss of personal property du
Commercial property owners, homeowners, and renters purchase property insurance, which typically includes vandalism and malicious mischief as acovered peril, to protect their investments and personal belongings. This type of insurance is not required by law, but it may be required by a lender, associ...
Two major things are not covered by dwelling fire policies: theft andliability. If you want these two things covered, you’ll need to purchase policy add-ons, called endorsements. Vandalism is a covered policy peril; however, it may not apply if the building has been vacant for more than ...
Landlord insurance is similar tohomeowners insurancein that it can help protect you from financial hardship in the event your property is damaged or destroyed. Whether a home is sufficiently covered by homeowners insurance or requires landlord insurance depends on who resides there. Most home insurance...
Builder's risk insurance can be fairly customizable, and the coverage might depend on the project's specifics and buyer's preferences. Generally, it may protect against risks such as fire, explosions, theft and vandalism. Who needs builder's risk insurance?
Homeowners insurance generally covers a wide range of potential damages to your home, other structures on your land, personal property, and your liability for injuries others sustain on your property. Policiestypically coverlosses due to such causes as fire, lightning, high winds, and vandalism. Ho...
personal property insurance protects belongings within your home, as well as those you take with you outside the home, against perils such as theft, fire, vandalism, and natural disasters. Understanding the scope of personal property insurance is essential for accurately assessing the protection it ...
Theft or vandalism Car accidents Falls and other accidents on property you own or rent Importantly, make sure you know which situations and events your policy specifically excludes. For example, most homeowners policies cover fire, wind, and lightning damage—but they don't cover flood damage. If...
Homeowners and renters insurance might still cover your belongings during a move, but only under the perils already listed in your policy, such as fire, vandalism, theft, water damage due to burst pipes, and certain natural disasters. Loss or damage caused by other perils probably won’t be ...
Apartment building landlordsshould have business property insurance in place. This type of coverage protects against losses to the building from fire, theft, storms and vandalism. It covers damages caused by tenants. We Recommend Personal Finance ...