Although commercial property insurance can cover some property damage costs, there are specific policy stipulations policyholders should be aware of should their business be impacted by vandalism. In many cases, commercial insurance provides coverage for acts of vandalism. When reviewing different coverage...
Standard homeowners insurance policies usually cover damage due to fire, both house fires and wildfires, as well as smoke damage. Your policy should pay to replace or repair the house's physical structure, permanent fixtures, appliances and attached structures, as well as your personal belongings. ...
For example, an insurance contract might specify that any home loss caused by fire or vandalism will be covered. Therefore, an insured who experiences a loss or damage caused by a flood cannot file a claim to his or her insurance provider, as a flood is not named as a peril under the ...
Does my car insurance cover rental cars? If you havefull coverage car insuranceyou can usually skip buying a rental car insurance policy if you're using the car for personal reasons and you're in the U.S. or Canada. Typically required if you have acar loanor lease, full coverage includes...
However, a policy with comprehensive coverage may cover intentional vandalism done to your car by someone else. Figuring out what your car insurance doesn’t cover should give you an idea of the situations where you will be solely responsible for bills. However, knowing what your car insurance ...
Vandalism and malicious acts The overarching principle is that homeowners insurance covers roof damage that is sudden and accidental. This means the damage must be caused by an event that is sudden, unforeseen, and not preventable. For instance, if a windstorm causes a tree to fall on your roo...
Homeowners insurance can also reimburse you for theft or vandalism of your belongings. But a homeowners policy doesn’t just cover your house and your stuff. It can also pay to defend you from lawsuits or cover medical bills for someone who gets hurt on your property. And if you can’t ...
Does renters insurance cover property damage?Personal property damage covers everything inside your home that you own. Not all types of damage are covered — a standard renters insurance policy covers only the following incidents: Theft and vandalism ...
This coverage usually refers to damages that third parties may cause. Malicious damage to the house or the home’s contents is considered an act of vandalism. Some policies include damage caused by strikes, demonstrations, etc., provided they aren’t classified as riots or widespread unrest. ...
What Does Comprehensive Auto Insurance Cover? Comprehensive auto insurance covers any damage to a carexceptfor damage from a collision. This includes natural hazards (such as deer strikes and falling limbs), as well as fire, weather, natural disasters, theft, and acts of vandalism. However, it...