Collision coverage:Pays for damages to your car if you're held liable for a collision. Comprehensive:Pays for damages from non-collision incidents, including theft, vandalism and hitting an animal. Depending on where you live, your personal auto policy may also include: ...
Comprehensive insurance covers damage to your car from animals, falling trees, natural disasters, theft, and vandalism. It does not cover damage to other vehicles or people. Raising your deductibles for comprehensive insurance could help lower your premiums. Understanding Comprehensive Insurance Comprehensi...
» MORE: What is auto insurance? What does car insurance cover? Here are some of the most common scenarios that each type of insurance will cover: Required car insurance coverage. Each state has minimum car insurance requirements, so you’ll want to check what you need in your state. (...
While vandalism is purposeful damage caused to someone else’s property, malicious mischief may not have been intended. Certain acts, however – such as egging a property – toe the line depending on the outcome. Vandalism and malicious mischief insurance coverage protects against losses sustained ...
What homeowners insurance covers Fire damage Severe weather Theft and vandalism Falling objects What homeowners insurance doesn't cover Bottom line What homeowner's insurance covers Homeowners insurance can get you back on track financially after a devastating event. Here's what standard policies typicall...
Car theft is not limited to a stolen automobile and can include vandalism or damages from theft. Take a look at the following scenarios to better understand what your insurance company considers theft: Break-Ins This situation involves someone breaking into your vehicle and damaging it without driv...
Your homeowners insurance coverage may overlap with other types of insurance. All policies have deductibles before coverage of your residence's structure and the property inside it kicks in. Damage or destruction due to vandalism, fire, and certain natural disasters are all usually covered. So is ...
Car insurance can cover a stolen or vandalized car if you have comprehensive coverage. Here's what you need to know to insure your car against theft.
Comprehensive insurance pays to repair or replace your car that’s stolen or damaged by something other than collision. This includes: Theft and vandalism Fire Natural disasters Falling objects Damage from animals Civil disturbance If you were in an accident and the other driver was at fault, thei...
Do you need rental car insurance coverage? Your auto insurance may cover rental cars or your credit card may offer some rental coverage. Learn more about rental car insurance coverage from this Better Money Habits article.