» MORE: Is there a statute of limitations on student loans? How to find additional student loan help Legit student loan help organizations won't call, text or email borrowers with offers of debt resolution. Avoid “debt relief” companies that promise immediate student loan forgiveness. If it...
Yes, CIT is a legit bank and your money is safe. CIT Bank is owned by First Citizens Bank, which has 125 years of history and is FDIC-insured (FDIC# 11063). That means in the very unlikely event that the bank closes, the federal government protects your savings, up to $250,000. ...
7. SOFI: INVEST WITH JUST $5 SoFi started out as a platform helping college students refinance their federal and private student loans. Since then, they've gone on to offer a range of services, including mortgage lending, personal loans, spending, and investing accounts. Users of the SoFi ...
However, when it comes to getting help with your private loans, make sure youdon't fall for these common student loan scams. There are a lot of people that prey on student loan borrowers who are struggling financially. If your problem is that you got a legit degree but your income just...
“It is very important to make sure that you still allocate a portion of your budget to savings and keep an emergency fund,” says Kendall Clayborne, a certified financial planner at SoFi. “One risk with a zero-based budget [is that] every dollar is already allocated. When unexpected expe...
For more information, you can read a full review ofProsperandSofi. The Bottom Line: Lending Club Reviews Lending Club is really geared toward borrowers with good to great credit scores. Their loans are a real boon to small business owners and others who have been affected by the banks tighte...
You could use these loans to invest more. These are called margin loans. If the interest rate is lower than the rate of return, then this can be highly profitable. But you also risk losing more. This is an advanced trading strategy that new investors should avoid at first. Other benefits...
Discover® Bank is a full-service bank with checking, savings, CDs, credit cards, and loans.5. LendingClub: APY on all balancesLendingClub (previously Radius Bank) offers one of the higher rates currently available. The higher APY is available on all balances. There are no monthly fees ...
» MORE:Is there a statute of limitations on student loans? How to find additional student loan help Legit student loan help organizations won't call, text or email borrowers with offers of debt resolution. Avoid “debt relief” companies that promise immediate student loan forgiveness. If it...