As we said earlier, LightStream is owned by Truist Bank, which is accredited with the Better Business Bureau (BBB), has an A+ rating, and is a legitimate bank with FDIC insurance. What does Lightstream offer? Minimum credit score required Good to excellent credit Loan amounts $5,000 -...
LendingClub Bank - an online bank - offers one of the best rewards checking accounts on the market. You have the opportunity to earn cashback rewards as well as a competitive interest rate. However, there are some conditions. The LendingClub Bank Rewards Checking pays interest for balances $2...
Interest rates may go up. Thus far, lending has not dried up. However, in a down economy, getting loans can become increasingly difficult. If this happens, student loan borrowers will see higher interest rates on refinance loans. This is because higher interest rates will be necessary to enti...
Lending shares (to short sellers and earning a small profit from this). Earning interest from the uninvested cash in your account (instead of giving the interest to you). M1 Borrow Imagine if you need some money for a large purchase, like for a house down payment, upcoming wedding, or ...
Neobanks are legitimate fintech companies that typically provide services you might see offered from a traditional bank, such as checking accounts or savings accounts. However, a neobank, despite its name, is not usually an actual bank. Generally, neobanks have partner banks that provide these ...
Personal finance observation, musing and decisions in a journey toward financial independence by 36 with at least $1 million.