As we said earlier, LightStream is owned by Truist Bank, which is accredited with the Better Business Bureau (BBB), has an A+ rating, and is a legitimate bank with FDIC insurance. What does Lightstream offer? Minimum credit score required Good to excellent credit Loan amounts $5,000 -...
LendingClub Bank - an online bank - offers one of the best rewards checking accounts on the market. You have the opportunity to earn cashback rewards as well as a competitive interest rate. However, there are some conditions. The LendingClub Bank Rewards Checking pays interest for balances $2...
Lending shares (to short sellers and earning a small profit from this). Earning interest from the uninvested cash in your account (instead of giving the interest to you). M1 Borrow Imagine if you need some money for a large purchase, like for a house down payment, upcoming wedding, or ...
Neobanks are legitimate fintech companies that typically provide services you might see offered from a traditional bank, such as checking accounts or savings accounts. However, a neobank, despite its name, is not usually an actual bank. Generally, neobanks have partner banks that provide these ...