Compare our best fee-free 0% balance transfer credit cards with Uswitch. Transfer your debts to a new card with no upfront fees. Find a 0% balance transfer credit card now.
December 2024 Update on Interest-Free Credit Cards We recently added the U.S. Bank Smartly™ Visa Signature® Card to our list due to its 0% intro APR for purchases and balance transfers. There’s no annual fee for the card, but you do need good credit for approval. According to th...
Compare our best interest-free credit cards with Uswitch. Pay no interest on new purchases and existing balances. Find an interest-free credit card now.
Keep in mind:An interest-free grace period applies only to purchases. If you’ve made a balance transfer or taken a cash advance, different APRs could apply and there may not be any grace period for those transactions. What are the different types of credit card interest rates?
We compared each card on a range of features, including: annual fee, rewards program, introductory and standard APR, balance transfer fee, welcome bonuses and foreign transaction fees, as well as factors such as required credit and customer reviews when available. ...
Capital One Quicksilver Cash Rewards Credit Card 4.6 NerdWallet rating Annual fee $0 Intro APR 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies Regular APR 19.99%-29.99% Variable APR Recommended Credit Score 690 850 Good - Excellent Get your ...
on a $3,000 balance, 3 percent balance transfer fee and the minimum payment required to settle the balance within 18 months, Bankrate’s credit card payoff calculator shows that an 18-month 0 percent intro APR offer could save you around $400 in interest on a $3,000 credit card balance...
Cash advances are not subject to the interest-free grace period, which means you’ll start accruing interest on this amount you borrow as soon as it’s withdrawn. You might also have to pay a cash advance fee. Balance transfer interest rate When you move debt from one credit card to an...
Credit Card Funds/Balance Transfer allows you to access short-term funds at 0% interest from your available credit limit. Depending on your financial needs, you may apply for tenures of 3, 6, 9, or 12 months. Here’s an example of how you can access these funds: Available Credit Limit...
If you're eligible, consider transferring your current credit card balances to a balance transfer credit card with a lower rate. Many of these cards have promotional periods of six to 18 months, over which they charge 0% interest on your balance, which can stop the clock on further interest...