How long do you need to pay off your credit card? The time you need to pay off your credit card depends on the length of the 0% purchase period, so look for a card that offers the longest interest-free term to
Also consider whether you need a balance transfer, or 0% interest on purchases, or possibly both. Among the best interest free credit card offers might be ones which give you 0% on balance transfers and new purchases – although the introductory period for each is likely to be different. If...
Credit card balance transfers are easy to execute and can save you a ton of money. Browse the latest offers and learn how a balance transfer works.
EasyPay offers interest-free monthly instalments across 3, 6, 9 or 12 months for your credit card purchases with low processing fees. Learn More Looking to earn rewards on your bill payments? EasyBill lets you get cashback, 360° Reward Points or Bonus Interest on your IRAS, Education, Insu...
In subsequent months, you will need to pay 3% of your outstanding balance or $50 (whichever is higher). After your loan tenor ends, the interest rate will return to the prevailing rate for your OCBC credit card or EasiCredit account. Month 1 Month 3 #The interest rate and processing fe...
Zero-per cent balance transfer offers are found onbalance transfer credit cards. These offers allow you to transfer an existing credit card balance to a new card, where no interest will be charged on the amount transferred for a period of up to 36 months. So, you’ll still pay interest ...
The Wells Fargo Reflect Card has a higher balance transfer fee of 5% of each transfer with a $5 minimum (compared to the Citi Simplicity's 3% intro balance transfer fee), but it offers a much longer intro-APR for purchases. Neither card offers rewards or many other benefits, so if you...
Just keep in mind that these offers typically come with a balance transfer fee, so you won’t get access to that 0 percent APR for free. However, applying for a balance transfer credit card can be a great option to consolidate debt without further hurting your credit. With a top balance...
The card offers a 0% intro APR for 18 billing cycles on purchases and balance transfers, and then the ongoing APR of 17.74%-28.74% Variable APR. You'll also earn 4% cash back on prepaid air, hotel and car reservations booked directly in U.S. Bank’s Rewards Center, as well as the...
Balance transfer rate When you move your borrowing from one card to another, this is a balance transfer. You might also be charged a fee to transfer your balance, on top of your balance transfer interest rate. More on balance transers ...