This paper analyzes the impact of interchange fee regulation on the investment incentives of a payment card platform in the presence of full merchant internalization. We distinguish between investment in consumer and retailer services. We find that the optimally regulated interchange fee can be above ...
Samuel J. MerchantUniversity of Oklahoma College of LawMerchant, S. (2016) Merchant Restraints: Credit-Card-Transaction Surcharging and Interchange-Fee Regulation in the Wake of Landmark Industry Changes. In: Oklahoma Law Review 68 (2): 327-380....
In March wewrotethat the European Commission (the “Commission”) had published its study on the application of the Interchange Fee Regulation (Regulation 2015/751 on interchange fees for card-based payment transactions, the “IFR”). This study was designed to inform the Commis...
Chapter 7 examines arguments that merchant representatives have made concerning debit card interchange fee regulation. That is followed by a short chapter with a few concluding thoughts. 1chapter THE ECONOMICS OF INTERCHANGE FEES AND THEIR REGULATION: AN OVERVIEW By David S. Evans and Richard Sch...
FACT: While the rule only applies to issuers with over $10 billion in assets, these changes still significantly affect these smaller institutions. For example: • The average inflation-adjusted interchange fee for exempt transactions has fallen 8.4 percent since January 2011. ...
DEBIT-CARD INTERCHANGE FEE REGULATION ON CONSUMER WELFARE The cost to U.S. merchants of taking payment on debit cards declined by more than $7 billion annually as a result of the Durbin Amendment to the Dodd-Frank... David,S.,Evans,... - 《Jnl of Competition Law & Economics》 被引量...
This Agreement relates to unemployment compensation (UC) information governed by 20 CFR Part 603 (the Federal regulation on confidentiality and disclosure of state UC program information), and by the terms of the State WageInterchange System(SWIS) Agreement, to which XXXXX is a party. ...
Interchange Fee Regulation Included in Wall Street Reform Bill Passed by Senate.(Consumer Financial Protection Act of 2010 )Pile, RobertRawls, Marc AZimmerman, David AHowdeshell, Heather JLambert, Jennifer DMurphy, Brian M
Merchant Restraints: Credit-Card-Transaction Surcharging and Interchange-Fee Regulation in the Wake of Landmark Industry Changes We study the relationship between interchange fees and card transactions in a large panel of countries and assess the impact of the Interchange Fee Regulation SJ Merchant - ...
RegulationService investmentTwo-sided marketsThis paper analyzes the impact of interchange fee regulation on the investment incentives of a payment card platform in the presence of full merchant internalization. We distinguish between investment in consumer and retailer services. We find that the optimally...