TheCenters for Medicare and Medicaid Services(CMS) warn those shopping for Medigap policies to be on the lookout for fraud and abuse. Medigap policy buyers may face high-pressure sales tactics, attempts to sell them a policy when they already have one, or attempts to sell policies to people...
Access To Care: How Much Difference Does Medicaid Make? Insurance coverage—public or private—is a potent policy tool to reduce financial barriers to heal... Insurance coverage—public or private—is a potent policy tool to reduce financial barriers to health carePROLOGUE: The recent passage of...
Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursement against losses from an insurance company. The companypools clients’ risksto make payments more affordable for the insured. Most people have some insurance: for their car, their h...
You Lose Your Health Coverage: If you had Medicaid and are no longer eligible or if your retirement health plan or COBRA plan ends, you could be eligible to enter a Medicare special enrollment period (SEP). You’re Eligible for Other Health Coverage:If you’re still employed or on a spou...
Medicare Advantageplan and an employer plan – generally one will be the primary payer and the other will be the secondary payer. Health insurance companies and Medicare use “coordination of benefits” rules to determine which company pays first, according to the Center for Medicare & Medicaid ...
Selling your life insurance policy might not be something you’ve considered before or even known about, but doing so could be a smart way to unlock value from an asset you no longer need. Whether you’re looking to cover unexpected expenses, fund a new chapter in life or simply make the...
When it comes to life insurance, even if your condition isn’t life-threatening, pre-existing conditions make finding coverage more difficult. One way to avoid issues in getting life insurance is to shop for insurance as early as possible. If you meet the risk factors that make it more like...
The Affordable Care Act, also known as Obamacare or ACA, requires most Americans to have health insurance that meets a government standard known as "minimum essential coverage," or MEC. Whether your insurance qualifies as MEC depends not on the plan itse
Medicaid Every state offers Medicaid and Children’s Health Insurance Plan (CHIP) health coverage to low-income individuals and families, with eligibility and benefits varying by state. Contact your state’s Department of Insurance or Health Department to check eligibility. ...
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