Since its passage in 2010, theAffordable Care Act(ACA), commonly known as Obamacare, has expanded health insurance coverage to millions of Americans. However, nearly 30 million Americans — over 9% of the population —still lacked health insurancein 2019. This included 5.7% of all children und...
Medicaid is another type of federal health insurance program. It is for people who are low-income and who need some assistance in getting healthcare. It is for anyone but especially low-income families, children, pregnant women and people with disabilities. Each state may have their own Medicai...
You Lose Your Health Coverage: If you had Medicaid and are no longer eligible or if your retirement health plan or COBRA plan ends, you could be eligible to enter a Medicare special enrollment period (SEP). You’re Eligible for Other Health Coverage:If you’re still employed or on a spou...
How to Get Life Insurance for Pre-existing Conditions If you’re diagnosed with lupus or any chronic condition before you get life insurance, your diagnosis will be considered a pre-existing condition. When it comes to life insurance, even if your condition isn’t life-threatening, pre-existing...
You can enroll in a Medicare Advantage plan through the Medicare website, by calling Medicare’s toll-free number, or by contacting individual insurance companies directly. Prepare to provide personal information and details about your current healthcare coverage. Here is everything you need to ...
Uninsured cancer patients who do not qualify for Medicaid can get private health insurance to cover treatment after diagnosis. The Affordable Care Act requires plans to cover pre-existing health conditions without waiting. While not free, the federal government provides income-based subsidies to lower...
Medicare Part A: Also known as hospital insurance, Part A helps cover inpatient care in hospitals, skilled nursing facilities, and some home health care services. Medicare Part B: Often referred to as medical insurance, Part B covers doctor visits, outpatient care, preventive services, and medica...
Access To Care: How Much Difference Does Medicaid Make? Insurance coverage—public or private—is a potent policy tool to reduce financial barriers to heal... Insurance coverage—public or private—is a potent policy tool to reduce financial barriers to health carePROLOGUE: The recent passage of...
TheCenters for Medicare and Medicaid Services(CMS) warn those shopping for Medigap policies to be on the lookout for fraud and abuse. Medigap policy buyers may face high-pressure sales tactics, attempts to sell them a policy when they already have one, or attempts to sell policies to people...
Most skilled nursing facilities are covered, at least in part, by private health insurance, Medicare, or Medicaid. Medicare covers stays up to 20 days. Coinsurance is required for days 21 to 100, and there is no coverage beyond 100 days. Patients in a skilled nursing facility can be expecte...