Balance transfer fee Either $5 or 5% of the amount of each transfer, whichever is greater. Foreign transaction fees None Credit needed Good/Excellent Terms apply. Easy-to-earn welcome bonus Generous balance transfer intro APR offer Not very rewarding for purchases View More ...
One of the primary considerations when initiating a balance transfer is the balance transfer fee. This fee is typically calculated as a percentage of the amount being transferred and is added to the new card’s balance. While some credit cards offer promotional periods with waived or reduced bala...
How to get overdraft fees waived If you rack up an overdraft fee or two, don’t panic. Your bank might waive or reduce the fees if you ask. You can call the bank to ask about reducing fees or visit a branch to make your case. Whether the bank agrees to your request can depend on...
Waived annual fee for the first year Non-expiring reward point – Earn 1 point for every PHP20 spent Interest rate of as low as 3% Platinum Mastercard Rewards / travel Card Waived annual fee for the first year Unlimited access to local airport lounges 2x more rewards for everytime you ...
PNC, for example, charges a $3 paper statement fee, but you can avoid it if you meet the conditions to get the monthly service fee waived. How to avoid it: Get comfy with the computer. Sign up for paperless e-statements when you open your account or when you first login to your ...
Some issuers will also waive their annual fees in the first year of card ownership, and sometimes you can get that fee waived just by asking. Balance transfer fee: If you already have a credit card and you’re struggling to pay off high-interest credit card debt, a balance transfer card...
It’s important to note that balance transfers are typically subject to a fee, which is calculated as a percentage of the amount being transferred. While this fee can impact the overall cost-effectiveness of the transfer, the potential savings from reduced interest payments during the promotional ...
If your debt isn’t too large, standard debt-payoff strategies may be available. For example, depending on your credit score, you may be able to get a 0% balance transfer credit card. That means moving your debt from a higher-interest credit card to a card with a 0% introductor...
Anderson suggests that after you get a new rewards credit card and the initial welcome benefits end, call your card issuer and see if you can have your annual fee waived or if you can be downgraded to a lower-cost version of your credit card without an annual fee. This way, it becomes...
Keep in mind that balance transfer cards often charge a transfer fee (typically 3% to 5% of the transferred amount), so it's important to factor in that cost. You also generally need a strong credit score and a solid budget to qualify for the best rates. Debt settlement Debt relief pro...