For merchants, credit card issuers and payment networks, tokenization reduces fraud, which reduces the cost of doing business. » MORE: How to dispute fraudulent credit card charges About the author Lindsay Konsko Lindsay Konsko is a former staff writer covering credit cards and consumer credit...
If your deal is coming to an end and you don’t switch to a new one in time, you could end up on your lender’s standard variable rate (SVR). You’ll want to avoid this if you can, as it often results in paying significantly more interest than you were paying before. You want...
It may look easy to make money on your phone, but unfortunately, you really can’t phone it in. 8 Easy Ways to Make Money View All 10 Slides Tags: money, personal finance, shopping, personal budgets, income The Best Financial Tools for You Credit Cards Best Credit Cards Find the Best ...
When feedback focuses only on what's broken, it can feel discouraging, even if it's well-intentioned. But when you balance your input by highlighting strengths and areas for growth, your message is more likely to land—and stick. This doesn't mean you need to sugarcoat or wrap criticism...
“Recessions are really, really difficult to predict,” says Neal Weber, chief financial officer for Blue Federal Credit Union, which has branches in Wyoming and Colorado. However, it’s always a good idea to be prepared, and here are some steps to take if you're worried about a faltering...
review. Carefully peruse the document. Part of this involves a comparison of the records on the report with your expenditure and payment on the credit. Should you find discrepancies, dispute them by filing a complaint on the error you’ve identified as the law protects you from double payment...
Virtual terminal on the Internet This is how it works: After you or the cashier swipes your credit card through a reader, the EDC software at the point of sale (POS) terminal dials a stored telephone number via a modem to call an acquirer. An acquirer is an organization that collects cre...
1. Put it on the calendar: Before you get to the "fun" stuff, set your conversation up for success by carving out some official time for it. Don’t just grab your daughter for a random kitchen table sit-down. Instead, tell her in advance that you’d like to talk abo...
credit scoring software is the date of last activity, recent payment on a collection account damages the credit score more severely. This method of credit scoring may seem unfair, but it is something that must be worked around when trying to maximize your score. How is it possible to pay a...
Landlords are among the leading credit grantors in the country, yet they have been very lax in using the credit tools available to them. If you screen your tenant/buyers properly, it will be virtually guaranteed that you won't have any problems with them. As the landlord/seller, your two...