The article contends that the British Labor Party wrecked its citizens' pensions. When Labor came to power in 1997, Britain's pension system was in good health. Britain's pension system is in a mess. A gap remains between the value of pension assets and the value of pension promises. ...
Back in 2006, the UK government had a big problem. Life expectancy across the country was rising, yet the number of workers enrolled in private and workplace pensions was falling. How could the UK support millions of people who lacked a pension big enough to see them...
Rather, apost-war bear marketfed by industrial nationalisation, high inflation, and currency depreciation did the real damage. The recovery began in 1983 and since then France has enjoyed excellent stock market returns. So there’s no reason to believe the French market is intrinsically radioacti...
Financial inclusion is a severe problem among the most vulnerable in developing countries; for that reason, we focus our attention on analysing the financial inclusion of the lowest-income cohorts. Financial inclusion is a significant metric of a bank's social impact (Nizam et al., 2019). It ...
Add pension contributions and employer matches if pensions are a factor in your plan. Gross them up to account for tax relief. Don’t add investment income and gains. These are accounted for in the return assumptions that follow. The number you’re left with is how much you should be savi...
In addition to deciding what to invest in (and how much), it’s also important to think about where each of those funds is going to live. Income from bonds usually gets taxed as ordinary income, so bonds are better off in a tax-deferred account like an IRA or 401(k). With internati...
But don’t show too much sympathy. Listening passively to others’ complaints could damage your image and give others the impression that you agree with them. Whining can negatively impact on work productivity and even your health. This is similar everywhere. The Wall Street Journal reported in ...
I hand wrote the forms as it was much easier to do. Saying that, when I made mistakes, I had to redo them which was annoying! I printed off six photo’s per A4 page and hand wrote on them what they were and the date they were taken. As long as your handwriting is fine to read...
While there are significant savings to be had on items such as flatscreen TVs, my overall experience thus far means that in hindsight I would have much rather paid a little bit extra and purchased a new TV from one of the many retailers in my local area. ...
The standard provides additional guidance to assist in determining control where this is difficult to assess. The Group will adopt the standard for the year ending 30 June 2014. The adoption of this standard is not expected to materially impact the Group's financial statements. NZ IAS 27 '...