NORTH TEXAS (CBSDFW) -Flooding is the number one disaster in the country, according to federal statistics. Flood insurance is one of those things you may think you have, but you probably don't. If your home is flooded, homeowners insurance will most likely not cover the damage. Floods can...
Prepare for bad weather conditions on the road by (1) taking your car to a mechanic before a trip, (2) building an emergency kit, and (3) mapping out the route ahead of time.
Flood insuranceis also on the export list for some states and in certain circumstances. In New York, for example, surplus lines insurers may sell flood insurance if the property isn’t eligible for primary coverage by the federal flood insurance program or if the federal program won’t provide...
How Much Does Nationwide’s Renters Insurance Cost? According to our research, Nationwide’s median base premium for renters insurance is $19.67 per month for a property with two bedrooms and 1.5 bathrooms in a home measuring 1,000 to 1,999 square feet. Coverage for our sample policy includes...
How Much Is Enough? Half of all U.S. states impose a limit on how much a landlord can collect for a security deposit [source: FindLaw]. The typical deposit equals one or two months' rent. In Scotland, it's illegal to charge any premiums or holding deposits in addition to the security...
Homeowners insurance is often required by mortgage lenders when you buy a house. However, it doesn’t mean you necessarily have the coverage that will return your home to normal following major wind or flood damage. Review your homeowners insurance policy and flood insuran...
It's extremely important to closely read your homeowners' insurance policy: Flood damage isn't usually covered, so you'll probably need to take out a separate flood insurance policy from the federal government's National Flood Insurance Program (NFIP) if you live in hurricane country. Frequently...
Flood insuranceHydrologyRisk anaThe 100-year floodplain is the traditional indicator of flood risk and the area in which specific flood mitigation requirements are required to occur in the United States. However, recent studies have indicated that there is a growing disconnect between the 100-year ...
Flood insurance does not cover damage caused by burst pipes. Food Spoilage:If you lose power during a freeze, the food in your refrigerator may have spoiled. If the power loss was caused by something your insurance covers, they may pay you a certain amount back (generally around $500). Ma...
The Healthiest Communities analytics team consisted of Chris Barnett, director of the University of Missouri Extension Center for Applied Research and Engagement Systems; Angela Johnson, assistant CARES director; and CARES researcher Justin Krohn, who carried out much of the analysis. ...