“How do I catch up on my retirement savings?” No matter how close you are to retirement or how little you have saved up, it’s never too late to consider new tactics to get your nest egg growing. Social Security and Medicare may not be enough to cover your retirement expenses, so ...
Alternatives to a 401(k) loan Bottom line How to take out a loan from your 401(k) With a 401(k) loan, you can borrow money from your workplace retirement account and pay it back with interest. Both the balance payments and interest go back into your 401(k) account. The rate can ...
Take advantage of rising interest rates by maximizing your savings, investing in bonds and refinancing high-interest debt before rates go higher.
Paying in-state tuition helped her scholarship dollars go further and minimized her overall costs. "Deciding on attending Columbus State University was largely influenced by the border state tuition program," Akerson, a junior, wrote in an email. "A lower tuition rate takes stres...
It’s good to feel good about your retirement.Book a free call If your employer offers a 401(k) match, here’s what you need to know. 401(k) match FAQs What is a 401(k) contribution match? Simple: When you put money into your 401(k), your employer will put some in, too — ...
you need to decide in advance what you would be willing to give up or compromise on if you really want the job. Even if you have a dream salary number or job title in mind, decide how much you can realistically live with a be happy if it doesn't go exactly how you want. You nee...
Tips for Renting in Big Cities With Low Availability 1. Know What You Can Afford to Spend Single people have to be very mindful of how much they spend on housing, says Beauchamp, since they don't have a second income to fall back on. So as you go about the process of f...
These steps can help you cut through the financial noise in your life and start to save money, whether it's for a short-term goal, like a vacation, or a longer-term one, like paying for a child's education, or your retirement. Feed your brain. Fund your future. Subscribe now 1....
Define the different selection processes.Will candidates go through multiple rounds of interviews? Will you conduct reference checks or skills assessments? You want the evaluation to be consistent and fair. Make the final decision.How will the final selection be made? Will it be a collaborative dec...
There are countless ways to go about this — you can increase your 401(k) contributions, set up automatic transfers to a high-yield savings account and cut back on recurring subscriptions you no longer use. There are several high-yield savings accounts currently offering APYs of 5% or close ...