If you’ve used your VA loan before or are considering using your entitlement to purchase your first house, you might wonder, “How many times can I use my VA loan?”Believe it or not, you can use your VA loan more than once, and it’s a great option for borrowers who have ...
According to the Household Debt and Credit Report from the Federal Reserve Bank of New York, total household debt rose to $17.29 trillion as of Q3 2023, with mortgages and student loan debt being the biggest factors. Focusing your efforts on paying off high-interest debt first can save you ...
Can my student loans ever be canceled? Private student loans cannot be canceled unless the borrower passes. However, some lenders may forward the loan to the next of kin. Should I apply for student loans if I haven't finished applying for scholarships and grants?
Lenders.Before sending money your way—for a home mortgage, auto loan, or credit card—a lender wants to know whether you present a risk of nonpayment. If you’ve missed a lot of other payments or have accounts in collections, that can be a red flag that you might not fulfill your ob...
These loans are also offered by private lenders, and guaranteed by the VA. Eligible borrowers can purchase a primary home with no down payment required, though you will need to meet the individual lender’s credit score and income requirements. Generally, there is no maximum loan threshold and...
You can track your tax refund most easily if you filed a tax return electronically, but it is still possible if you mailed in your return. You can use the IRS "Where's My Refund" tool, call the IRS, or use the TurboTax Where's My Refund tracking guide to
Another option ispersonal loans, which might charge a lower interest rate than your credit card. But use caution, since not every personal loan is cheaper, and once you agree to take out the loan you'll owe monthly payments for sometimes up to seven years. ...
Should I Refinance My Mortgage? 13 min read Is now the right time for your mortgage refinance? Whether you want to take advantage of a lower interest rate or shorten your loan term, find out when it’s worth it to refinance your mortgage. Ramsey Solutions Read More Home Buying What...
How Can I Increase My Mortgage Pre-Approval Amount? Make sure that the prospective lender has accurate information, particularly on income and liabilities that you may have. You can ask to see the credit report that the lender used, and if you believe that it contains errors, you can contact...
How Many Mortgages Can I Have on My Home? Lenders generally issue a first or primary mortgage before they allow for a second mortgage. This additional mortgage is commonly known as ahome equity loan. Most lenders don’t provide for a subsequent mortgage backed by the same property. There’s...