If you’ve used your VA loan before or are considering using your entitlement to purchase your first house, you might wonder, “How many times can I use my VA loan?”Believe it or not, you can use your VA loan more than once, and it’s a great option for borrowers who have ...
To qualify for a conventional loan on a second home, you’ll likely need to put down at least 10% — though some lenders require down payments of 20% to 25%. The down payment requirements will depend on factors like your loan type, credit score, and debt-to-income ratio. But there a...
Second big idea associated with meaningfulness in life: purpose. Now, sometimes, people use the term purpose as a synonym for meaning in life. And that's not how I mean it here. Purpose is a way of thinking about ...
Learn tenant and landlord responsibilities after a catastrophe and the legal steps you need to follow to protect your deposit. Liz Brumer-SmithDec. 11, 2024 How to Break Up With Your Agent Breaking up is hard to do, but when it comes to real estate, it's an important step if yo...
What Is Auto Loan Refinancing?: Understand how refinancing your auto loan can lower monthly payments and reduce overall borrowing costs. Can I Get a Car Loan if I Am Unemployed or Furloughed?: Explore ways to secure a car loan during financial instability, including working with co-signers or...
“We’re going to look at what you do for a living, are you salaried, are you commissioned, are you 1099? These all factor into ‘how much money you make,’” says William Sartain, a mortgage loan officer with BankSouth, which is also based in Atlanta. “And that’s just the start...
If you want to refinance to a mortgage you can pay off fast, talk to an expert at Churchill Mortgage. Our team at Ramsey has worked with Churchill Mortgage for years, and their mortgage experts will show you the true cost—and savings—of each loan option. They’ll also coach you to ...
If you put down 10 percent or more, this annual MIP can be removed after 11 years if you took out your FHA mortgage after June 3, 2013. With a smaller down payment, you’ll pay this expense for the life of the loan. VA loan and USDA loan: Zero percent down payment...
so home warranty companies typically repair what’s broken rather than replace it. If the cost of repairs is more than the replacement coverage limit, the company may choose to either replace the appliance or system or offer a cash settlement for you to purchase a replacement. However, if the...
I fully admit I’m terminally uncool. But as a marketer, I can’t let my lack of swag (rizz? drip?) be an excuse for being behind the times and not knowing how to use Instagram. With nearly 2 billion users, I’ve gotta be. Luckily, I’m surrounded by veteran marketers and ...