If you think you need more liability insurance than the average homeowners policy offers, consider anumbrella liability policy, which provides broader coverage and higher liability limits. Guest medical payments (Coverage F) If a visitor to your home injures themselves, this type of coverage would ...
Most homeowners insurance policies will cover your home’s structure, personal property, living expenses if you’re displaced from your home and liability protection if there’s an accident in your home. Each homeowners insurance policy will look slightly different depending on the coverage you choose...
Protect your assets with a homeowners insurance policy. Get a customized quote from a local independent insurance agent for the coverage you need today.
Homeowners Liability Coverage Protects You From Potentially Huge Financial Losses The assets your homeowners liability insurance is designed to protect include everything from your liquid assets, such as your checking and savings accounts, to your investments and retirement accounts, your valuable personal...
Umbrella liability coverage for a pool or other high-risk items We work with the top home insurance companies to get you affordable homeowners insurance rates in NJ, PA, and DE. Being an independent agency, we can quote with multiple companies to provide you with the coverage you need with ...
Landlords often stipulate that tenants obtain renters insurance in the lease agreement. As you are insuring a more substantial asset with homeowners insurance, the cost will likely be higher than for renters insurance. Most homeowners and renters insurance policies also have liability coverage...
Homeowners insurance coverage pays to repair or replace damaged property, including your belongings and the structure of your house. Home insurance generally covers damage due to fire, wind or snow, but standard policies won’t cover floods or earthquakes. It also covers your liability if you hurt...
Our Home Protector coverage is designed for homes of all values and covers: Personal property, such as furniture, appliances, electronics, clothing, etc. Separate buildings on your property, such as pole barns and sheds Personal liability to protect you if someone is injured on your property ...
How much does homeowners insurance cost? The average homeowners insurance policy premium clocks in at just under $1,200, according to theNational Association of Insurance Commissioners. Individual policies may differ based on state, location, home value, liability coverage and your credit score, among...
Homeowners insurance can help pay for the rebuilding cost. If you insure your house at full replacement cost value, you will have the means to fully rebuild, if needed. Liability coverage is arguably the most important aspect of homeowners insurance. If something happens to a visitor on your ...