Homeowners insurance is designed to protect your home in the event of damage to the structure as well as your personal belongings. Personal liability coverage is also an important part of your homeowner's insurance policy, providing the protection you need should you be responsible for property ...
HO-3 is the most common type of insurance policy used for coverage on single-family homes. HO-3 covers your home against open perils at its replacement cost. Damage to your home, or other structures, resulting from any peril, except damage from perils excluded from the policy is covered. ...
Finally, your homeowners insurance policy will typically cover living expenses if you need to move out of your home while it's being repaired or rebuilt. Liability coverage is typically included as well. That means you’ll be reimbursed for medical expenses and legal fees if people that are no...
Having homeowners insurance to protect your property against physical damage is essential, but it also provides reimbursement for covered lawsuits. The liability insurance included in a homeowners policy can help you get the reimbursement you desperately need if you get sued by a third party. But ...
Protect your home & belongings with our customizable homeowners insurance policies. We offer coverage for property damage, liability, personal possessions & more.
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. Damage caused by mo...
You can personalize your homeowners insurance policy by adding endorsements, or riders, for identity fraud, mold and rot and increased personal property coverage for expensive items such as furs and jewelry. However, NJM is not scored by J.D. Power. Who NJM may be good for: For first-time...
The homeowners policy is a package insurance policy providing property and liability coverages tailored to the needs of most homeowners, condominium owners, and apartment tenants. Additional Information Various versions are available depending on the type of dwelling insured and the scope of protection...
Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets. ...
Homeowners insurance covers losses and damage to an owner's residence, furnishings, and other possessions, as well as providing liability protection..