» MORE: What pit bull owners should know about home insurance 9. Wind damage in hurricane-prone states In most parts of the U.S., a standard homeowners insurance policy covers wind damage. But if you live along the Atlantic or Gulf coasts, where hurricane risk is highest, you may need...
While homeowners insurance coverage is not a legal necessity, it is mandatory when it comes to obtaining and keeping a mortgage. Lenders need to know that their investment is covered so that they don’t lose money in the event of a loss of the property. ...
Aggressive dog breed insurance:Home insurance policies often exclude liability coverage for injuries caused by certaindog breeds, such as pit bulls, German shepherds or Rottweilers. If you have a dog, let your insurance company know. If they exclude coverage for your dog’s breed, it may be ...
Dog bites are normally covered with Lemonade’s homeowners insurance. However, certain breeds that are considered high-risk will not be covered. Also, if your dog has a history ofbiting, it will not be covered either. Dog breeds listed as high-risk on Lemonade’s website include: ...
In fact, some homeowners insurance companies will go so far as to not insure homes with certain dog breeds or, at best, exclude breeds like Rottweilers, German shepherds, and pit bulls from coverage. Although this might seem unfair, dog bite liability claims cost insurers a lot of money: ...
Insurer sued over claim it refuses to cover disabled homeowners who have pit bulls as service dogsMartha NeilAba Journal
Homeowners insurance covers dog bites in most instances, but there are exceptions. Your liability coverage will determine your protection.