High-deductible health plan Linguee +人工智能=DeepL翻译器 翻译较长的文本,请使用世界上最好的在线翻译! ▾ 英语-中文正在建设中 a high— 快感 扣除形 deductible名— 免赔额名 · 自付金额名 a plan— 平面图 使用DeepL翻译器,即刻翻译文本和文档...
Definition Ahigh-deductible health plan (HDHP)has lower monthly premiums and a higher deductible than other health insurance plans. The IRS determines deductible and annual expense thresholds for HDHPs. Key Takeaways A high-deductible health plan has lower monthly fees and a higher deductible than...
A high deductible health plan is not the same thing as acatastrophic health plan. "Catastrophic" is a term that was used in the past to describe any health plan with high out-of-pocket costs, but the ACA created a specific definition for it. Catastrophic health plans are only available to...
HDHP deductible and out-of-pocket maximum HDHPs generally have lowerpremiums— the price you pay for insurance coverage — than other health insurance plans. But they come with higher annual deductibles. For 2025, theInternal Revenue Service(IRS) defines a high-deductible health plan as any plan...
A high deductible health plan offers lower monthly premium payments and a higher deductible . With a high deductible health plan (HDHP), you pay out of pocket until you reach your deductible. When you reach your deductible, you pay copayments and coinsurance until you reach your annual Out-...
In general, your health plan starts paying for eligible medical expenses after you’ve met your deductible, meaning you’ve paid out of pocket up to the amount of the plan’s deductible. This applies to high-deductible health plans, as well as traditional plans. ...
A high-deductible health plan (HDHP) could be a good alternative. HDHPs may offer lower premiums than some plans—but they also have unique considerations. Here's how they work, plus how you could maximize your savings by pairing this insurance plan with a health savings account (HSA). ...
The term high-deductible health plan (HDHP) refers to a health insurance plan with a sizable deductible for medical expenses. An HDHP usually has a larger annual deductible (often four figures) than a typical health plan but charges lower monthly premiums. The minimum deductible varies from ye...
high deductible health plans (HDHPs)choicesenrollmentI11 (Analysis of Health Care Markets)G22 (Insurance | Insurance Companies)D63 (Equity, Justice, Inequality, and Other Normative Criteria and Measurement)D31 (Personal Income, Wealth, and Their Distributions)...
How Do I Know If I Have a High-Deductible Health Plan? If you have access to a health savings account (HSA), then you have a high-deductible health plan. This type of insurance has a lower premium and a higher deductible than a traditional health plan. Having an HDHP is one of the...