Variable annuities are insurance products that are complex long-term investment vehicles and are subject to market risk, including the potential loss of principal invested. Before you invest, be sure to ask your financial professional about the variable annuity's features, benefits, risks and fees,...
Reports that insurers are building long-term care (LTC) benefits into variable and fixed annuity products in the United States. Test marketing of Nationwide Financial Services Inc.'s LTC; Advantages of LTC benefits.StuckerHalEBSCO_bspNational Underwriter...
A basic fixed index annuity typically does not have any associated mortality and expense fees, management fees or administrative fees, which are most often associated with variable annuities. Fixed index annuities are typically intended to be long-term investments, so there may be fees for withdrawin...
Besides the traditional benefits of purchasing an annuity to draw from in your retirement, it also provides protection from uncertain and unexpected economic occurrences. Americans are growing older and living longer, and that means increased urgency to have your finances in place, in a manner that...
An advantage of a variable annuity over a fixed annuity is the: A. variable annuity offers stable income over the life of the purchaser of the annuity. B. variable annuity offers the opportunity to stay even with the rate of inflation. C. purchaser of the variable annuity will never out ...
multiple years while others will stipulate a variable rate of interest over the term of the annuity. For example, in the first year of a three-year fixed annuity, you might be offered a rate of 6%, but for the remaining two years the contract might only pay you 3%. Whatever the rate ...
B. variable annuity offers the opportunity to stay even with the rate of inflation.C. purchaser of the variable annuity will never out live the income stream from the annuity. 正确答案:B 分享到: 答案解析: Since variable annuities are invested in mutual fund like sub-accounts that can be ...
C. fixed annuities are easier to terminate than variable annuities. 正确答案:A 分享到: 答案解析: One advantage of a fixed annuity over the variable annuity is the stable income stream offered by the fixed annuity. Since the variable annuity’s income is tied to the return of underlying ...
A fixed annuity is based on a guarantee: you will receive a set payment regardless of what the markets are doing. During the payout phase, your payments are fixed. That isn't the case with a variable annuity, which is affected by market performance. During the payout phase, your payments...
A variable annuity is a type of investment income that rises or falls periodically based on the performance of its underlying investment portfolio.