A variable annuity is a type of investment income that rises or falls periodically based on the performance of its underlying investment portfolio.
A fixed annuity is based on a guarantee: you will receive a set payment regardless of what the markets are doing. During the payout phase, your payments are fixed. That isn't the case with a variable annuity, which is affected by market performance. During the payout phase, your payments...
Deferred annuities can be broadly categorized into two types: fixed annuities and variable annuities. Let’s take a closer look at each: 1. Fixed Annuities: Fixed annuities provide annuity owners with a guaranteed rate of return over a specific period. The rate of return is determined by the ...
A fixed annuity offers a set payout over a specific time frame and the safety of a guaranteed income. But a couple annuity types may address some of the shortfalls of a fixed annuity. Fixed annuity vs. variable annuity In contrast to a fixed annuity’s set payouts, avariable annuitygives...
Fixed Annuity vs. Variable Annuity (TAM Classic) Today's topic: Annuities Explained. People are like, "Explain this to us, Stan The Annuity Man." Fixed Annuity versus Variable Annuities, which I love to talk about. Now, disclaimer, I don't sell Variable Annuities. ...
Which annuity will help you maximize your retirement goals. We have developed information areas of interest for all consumers: ··Deferred Annuities ··Immediate Annuities ··Fixed Annuities ··Variable Annuities Request anAnnuity Quotetoday and secure your financial future....
variable and indexed. Fixed and variable annuities are like fixed and variable rates on a loan that you take out, such as a mortgage. Like many other financial instruments, fixed annuities often have lower returns and lower risk. Variable returns can provide a higher return, but they have hig...
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C. fixed annuities are easier to terminate than variable annuities. 正确答案:A 分享到: 答案解析: One advantage of a fixed annuity over the variable annuity is the stable income stream offered by the fixed annuity. Since the variable annuity’s income is tied to the return of underlying ...
Fixed vs. Variable Annuities Fixed annuitiesguarantee a minimum interest rate on money invested in the contract for some period. Then there is a renewal interest rate after that period ends.3 The interest onvariable annuities, in contrast, can fluctuate because it is based on the performance of...